Pricing
Honest pricing. Never a percentage.
The Disability Tax Credit can be worth $2,000 to $40,000 or more. Here’s what claiming it costs.
$0 today. A capped fee only if CRA approves, no matter the size of your refund. No percentages. No surprise charges. No hidden add-ons.
Essential
$0today — pay only if approved
Your Disability Tax Credit application, prepared and guided end to end.
What’s included
- Guided 45-minute application questionnaire
- Complete T2201 application package, ready for your doctor
- Concise doctor brief using CRA's exact terminology
- Coordination with your certifying practitioner
- Authorized-representative support to manage everything around your CRA application
- Status updates from submission through CRA decision
- Formal-objection preparation and handling if denied
Fee allocation: Our fee has two parts, structured as separate requests in accordance with the Disability Tax Credit Promoters Restrictions Act. The first is $100 for eligibility determination. The second is for application preparation, charged at $100 for each retroactive year the CRA approves, to a maximum of $1,100. Both parts are billed only if the CRA approves your claim.
Fee structure
Capped fee. Fixed math.
Most contingency-based DTC services charge 15% to 40% of your refund — so the bigger your refund, the more they take. Here’s what that looks like next to our capped fee.
| Your refund | Contingency fee (15–40%) | UnlockDTC |
|---|---|---|
| $10,000 | $1,500 – $4,000 | $0 today. Capped at $1,100, billed only if CRA approves. |
| $15,000 | $2,250 – $6,000 | $0 today. Capped at $1,100, billed only if CRA approves. |
| $30,000 | $4,500 – $12,000 | $0 today. Capped at $1,100, billed only if CRA approves. |
| $50,000 | $7,500 – $20,000 | $0 today. Capped at $1,100, billed only if CRA approves. |
Our fee is $100 for eligibility determination plus $100 for each retroactive year the CRA approves, to a maximum of $1,100 — billed only if the CRA approves your claim.
“Your refund” here means the retroactive refund of income tax you’ve already paid — it depends on tax having been paid.
Industry pricing based on CBC News reporting and disability advocacy data.
Medical certification costs
Physician fees are pass-through — not part of our fee. A licensed medical practitioner must complete Part B of Form T2201 to certify your impairment. That practitioner fee is paid directly to them. We help you find the right pathway and coordinate the appointment — but the money for their signature never touches our hands.
Your own doctor or nurse practitioner
Fee set by your practitioner — commonly $100 – $200 for this form
They complete the medical portion based on their own assessment. Many practitioners handle this form routinely.
See a doctor online
Typically $135, paid directly to the telehealth service at booking
A virtual appointment with a licensed Canadian physician — refunded if the physician can't complete the form.
Whichever route fits your situation, our fee doesn't change: $0 today, and a capped fee (up to $1,100) only if CRA approves.
After approval
Once your DTC is approved, several follow-on services become available. These are optional, separately priced, and unlock benefits beyond the credit itself. We’ll publish detailed pricing as each service launches.
- RDSP setup — open and structure a Registered Disability Savings Plan
- Child Disability Benefit application
- Annual tax preparation that maintains your DTC status
- Disability supports review — find federal and provincial benefits you qualify for
Pricing questions
Common questions about the fee.
- Why a capped fee instead of a percentage of my refund?
- Charging a percentage means the more you're owed, the more we'd take. We don't think that's fair. Our work — questionnaire, application preparation, doctor coordination, step-by-step CRA guidance, status tracking — is the same regardless of refund size. So is our fee.
- What's included in the fee?
- Everything from your eligibility check through to CRA decision: the assessment, the application package, the concise doctor brief in CRA's exact terminology, coordination with your certifying practitioner, step-by-step guidance through your CRA application, status tracking, and formal-objection preparation if needed. The only thing the fee doesn't include is the physician's signature fee.
- How much do physician fees cost?
- Physician fees are paid directly to the medical practitioner — they're not part of our fee. With your own doctor or nurse practitioner, the fee is set by the practitioner — commonly $100 to $200 for this form. If you don't have one, a virtual appointment through an independent telehealth service is typically $135, paid directly to them at booking and refunded if the physician can't complete the form. Our fee stays the same either way.
- What happens if CRA denies my application?
- A denial costs you nothing. You're only billed if the CRA approves your claim, so if it says no, you haven't paid anything. And you're not on your own from there: we prepare and handle a formal objection, the CRA's official appeal process, on your behalf at no charge. Our guarantee covers denial of both your application and the objection; the formal objection is the appeal step we handle, and pursuing the matter further (for example, the Tax Court of Canada) is outside this service. It does not cover cases where you decide not to submit an application or not to object. Many denials come down to how the medical information was presented, which is exactly what an objection can address.
- What about RDSP, CDB, and other services later?
- Once your DTC is approved, several follow-on services become available — RDSP setup, the Child Disability Benefit, ongoing tax preparation. These are separately priced and entirely optional. We'll publish detailed pricing as each launches under the unlock.benefits family of products.
- Can I change my mind, and what does it cost me?
- You're never charged to begin, so there's nothing to get back if you change your mind before we start — you can simply stop, at no cost. We only bill our capped fee if the CRA approves your claim. If the CRA denies it, you pay nothing, and we prepare and handle a formal objection at no charge. The only time a refund applies is if a fee has already been charged after an approval — in which case our refund policy governs.
Our guarantee
If CRA denies your application, we prepare and handle a formal objection — the CRA's official appeal process — on your behalf, at no extra cost. Since you're billed only if CRA approves, a denial costs you nothing. We're confident in our work because we're confident in our process.
Ready to unlock it?
The eligibility check is free. You only pay if you proceed with the application.
Free 3-minute assessment, no payment information required.