Pricing
One fee. Complete service.
The same fee whether your refund is $5,000 or $50,000. No percentages. No surprise charges. No hidden add-ons.
What’s included
- Guided 45-minute application questionnaire
- Complete T2201 application package, ready for your doctor
- One-page doctor brief using CRA's exact terminology
- Coordination with your certifying practitioner
- CRA filing as your Authorized Representative
- Status updates from filing through CRA decision
- Appeal preparation and filing if denied
Fee allocation: $100 for case evaluation + $100 for application preparation, in accordance with the Disability Tax Credit Promoters Restrictions Act.
Fee structure
Flat fee. Fixed math.
Most contingency-based DTC services charge 15% to 40% of your refund — so the bigger your refund, the more they take. Here’s what that looks like next to our flat fee.
| Your refund | Contingency fee (15–40%) | UnlockDTC |
|---|---|---|
| $5,000 | $750 – $2,000 | $200 |
| $15,000 | $2,250 – $6,000 | $200 |
| $30,000 | $4,500 – $12,000 | $200 |
| $50,000 | $7,500 – $20,000 | $200 |
“Your refund” here means the retroactive refund of income tax you’ve already paid — it depends on tax having been paid.
Industry pricing based on CBC News reporting and disability advocacy data.
Medical certification costs
Physician fees are pass-through, not part of our $200. A licensed medical practitioner must complete Part B of Form T2201 to certify your impairment. That practitioner fee is paid directly to them. We help you find the right pathway and coordinate the appointment — but the money for their signature never touches our hands.
Your own doctor or nurse practitioner
Fee set by your practitioner — commonly $100 – $200 for this form
They complete the medical portion based on their own assessment. Many practitioners handle this form routinely.
See a doctor online
Typically $135, paid directly to the telehealth service at booking
A virtual appointment with a licensed Canadian physician — refunded if the physician can't complete the form.
Whichever route fits your situation, our $200 fee does not change.
After approval
Once your DTC is approved, several follow-on services become available. These are optional, separately priced, and unlock benefits beyond the credit itself. We’ll publish detailed pricing as each service launches.
- Retroactive year adjustments — claim past years you qualified for
- RDSP setup — open and structure a Registered Disability Savings Plan
- Child Disability Benefit application
- Annual tax preparation that maintains your DTC status
- Disability supports review — find federal and provincial benefits you qualify for
Pricing questions
Common questions about the fee.
- Why $200 instead of a percentage of my refund?
- Charging a percentage means the more you're owed, the more we'd take. We don't think that's fair. Our work — questionnaire, application preparation, doctor coordination, CRA submission, status tracking — is the same regardless of refund size. So is our fee.
- What's included in the $200?
- Everything from your eligibility check through to CRA decision: the assessment, the application package, the one-page doctor brief in CRA's exact terminology, coordination with your certifying practitioner, CRA submission, status tracking, and appeal preparation if needed. The only thing the $200 doesn't include is the physician's signature fee.
- How much do physician fees cost?
- Physician fees are paid directly to the medical practitioner — they're not part of our $200. With your own doctor or nurse practitioner, the fee is set by the practitioner — commonly $100 to $200 for this form. If you don't have one, a virtual appointment through an independent telehealth service is typically $135, paid directly to them at booking and refunded if the physician can't complete the form. Our $200 stays the same either way.
- What happens if CRA denies my application?
- We file your appeal at no extra cost. If the appeal also fails, you receive a full $200 refund — you pay nothing for an unsuccessful outcome. The guarantee covers cases where CRA denies both your application and your appeal. It doesn't cover cases where you decide not to submit an application or pursue an appeal.
- What about RDSP, CDB, and other services later?
- Once your DTC is approved, several follow-on services become available — RDSP setup, the Child Disability Benefit, retroactive year adjustments, ongoing tax preparation. These are separately priced and entirely optional. We'll publish detailed pricing as each launches under the unlock.benefits family of products.
- Can I get a refund if I change my mind?
- Yes. You have a 30-day refund window after payment, as long as we haven't yet prepared your application documents. Once you explicitly consent to application preparation, the money-back guarantee for a denied CRA outcome becomes the operative refund path. Accounts inactive for 30+ days after payment are automatically refunded and closed.
Our guarantee
If CRA denies your application, we file your appeal at no extra cost. If the appeal also fails, you receive a full $200 refund. We're confident in our work because we're confident in our process.